Impact of Private Sector Banking Services on the Economic Empowerment of Women Beneficiaries

April 2026
Vol-12, Issue-2
Paper ID: 28211
ISSN: 2395-4396
Downloads: 0

Abstract & Details

Research Area
Commerce
Keywords
Women beneficiaries private sector banks economic empowerment digital banking financial inclusion credit access financial literacy banking services service quality financial independence
Abstract
Economic empowerment of women has emerged as a significant focus in India’s financial development agenda, with private sector banks playing a crucial role in extending inclusive and technology-driven financial services. This study examines the impact of private sector banking services—such as digital banking, credit facilities, customer support, financial literacy initiatives, and women-centric products—on the economic empowerment of women beneficiaries. Using survey-based primary data, the research evaluates how access to savings accounts, loans, mobile banking, and advisory services contributes to improved financial decision-making, income generation, and autonomy among women. Statistical tools are employed to measure the strength of the relationship between banking services and empowerment indicators. Findings are expected to show that efficient service delivery, financial awareness, and easy access to credit significantly enhance women's economic participation. The study highlights the importance of responsive, accessible, and technology-enabled private sector banking systems in strengthening women's financial independence and contributing to broader socio-economic development.
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Author Information

# Name Institute / Affiliation
1 Alpna Gupta Baba Mastnath University, Rohtak
2 Dr. Hema Singla Baba Mastnath University, Rohtak

How to Cite

Use the following formats to cite this article in your research.

APA Style
Gupta, Alpna & Singla, Dr. Hema (2026). Impact of Private Sector Banking Services on the Economic Empowerment of Women Beneficiaries. International Journal of Advance Research and Innovative Ideas In Education, 12(2), 950-957.
MLA Style
Gupta, Alpna, and Dr. Hema Singla. "Impact of Private Sector Banking Services on the Economic Empowerment of Women Beneficiaries." International Journal of Advance Research and Innovative Ideas In Education, vol. 12, no. 2, 2026, pp. 950-957.
IEEE Style
Alpna Gupta and Dr. Hema Singla, "Impact of Private Sector Banking Services on the Economic Empowerment of Women Beneficiaries," International Journal of Advance Research and Innovative Ideas In Education, vol. 12, no. 2, pp. 950-957, 2026.
Vancouver Style
Gupta Alpna, Singla Dr. Hema. Impact of Private Sector Banking Services on the Economic Empowerment of Women Beneficiaries. International Journal of Advance Research and Innovative Ideas In Education. 2026;12(2):950-957.
Harvard Style
Gupta, Alpna & Singla, Dr. Hema (2026) 'Impact of Private Sector Banking Services on the Economic Empowerment of Women Beneficiaries', International Journal of Advance Research and Innovative Ideas In Education, 12(2), pp. 950-957.
Chicago Style
Gupta, Alpna and Dr. Hema Singla. "Impact of Private Sector Banking Services on the Economic Empowerment of Women Beneficiaries." International Journal of Advance Research and Innovative Ideas In Education 12, no. 2 (2026): 950-957.
Turabian Style
Gupta, Alpna and Dr. Hema Singla. "Impact of Private Sector Banking Services on the Economic Empowerment of Women Beneficiaries." International Journal of Advance Research and Innovative Ideas In Education 12, no. 2 (2026): 950-957.

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