BENEFICIARY AND SATISFACTION LEVEL OF SENIOR CITIZEN SAVINGS SCHEME

April 2025
Vol-11, Issue-2
Paper ID: 26213
ISSN: 2395-4396
Downloads: 0

Abstract & Details

Research Area
COMMERCE AND MANAGEMENT
Keywords
Senior citizen savings scheme(SCSS) Benefciary satisfaction financial security government schemes post retirement income public savings scheme service quality pension alternatives.
Abstract
The Senior Citizen Savings Scheme (SCSS) is a government-backed savings instrument aimed at providing a secure and steady income to senior citizens in India. This study investigates the profile of beneficiaries and evaluates their satisfaction level with various aspects of the scheme, including interest rates, accessibility, service quality, and overall financial security. The research is based on primary data collected through structured questionnaires from senior citizens enrolled in the SCSS. Findings suggest that while the scheme is highly appreciated for its attractive interest rates and safety, there are concerns regarding procedural formalities and service delivery at post offices and banks. The study emphasizes the importance of enhancing service efficiency and raising awareness to improve beneficiary satisfaction and maximize the scheme's impact on the financial well-being of the elderly population
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Author Information

# Name Institute / Affiliation
1 Sandeep K Dr. NGP Arts and Science College
2 Dr. P. Sathyapriya Dr. NGP Arts and Science College

How to Cite

Use the following formats to cite this article in your research.

APA Style
K, Sandeep & Sathyapriya, Dr. P. (2025). BENEFICIARY AND SATISFACTION LEVEL OF SENIOR CITIZEN SAVINGS SCHEME. International Journal of Advance Research and Innovative Ideas In Education, 11(2), 1972-1976.
MLA Style
K, Sandeep, and Dr. P. Sathyapriya. "BENEFICIARY AND SATISFACTION LEVEL OF SENIOR CITIZEN SAVINGS SCHEME." International Journal of Advance Research and Innovative Ideas In Education, vol. 11, no. 2, 2025, pp. 1972-1976.
IEEE Style
Sandeep K and Dr. P. Sathyapriya, "BENEFICIARY AND SATISFACTION LEVEL OF SENIOR CITIZEN SAVINGS SCHEME," International Journal of Advance Research and Innovative Ideas In Education, vol. 11, no. 2, pp. 1972-1976, 2025.
Vancouver Style
K Sandeep, Sathyapriya Dr. P.. BENEFICIARY AND SATISFACTION LEVEL OF SENIOR CITIZEN SAVINGS SCHEME. International Journal of Advance Research and Innovative Ideas In Education. 2025;11(2):1972-1976.
Harvard Style
K, Sandeep & Sathyapriya, Dr. P. (2025) 'BENEFICIARY AND SATISFACTION LEVEL OF SENIOR CITIZEN SAVINGS SCHEME', International Journal of Advance Research and Innovative Ideas In Education, 11(2), pp. 1972-1976.
Chicago Style
K, Sandeep and Dr. P. Sathyapriya. "BENEFICIARY AND SATISFACTION LEVEL OF SENIOR CITIZEN SAVINGS SCHEME." International Journal of Advance Research and Innovative Ideas In Education 11, no. 2 (2025): 1972-1976.
Turabian Style
K, Sandeep and Dr. P. Sathyapriya. "BENEFICIARY AND SATISFACTION LEVEL OF SENIOR CITIZEN SAVINGS SCHEME." International Journal of Advance Research and Innovative Ideas In Education 11, no. 2 (2025): 1972-1976.

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