STUDENTS PERCEPTION REGARDING CURRENCY NOTES, PLASTIC MONEY AND PAYMENT INTERFACES.

Commerce and Management

This study looks into student’s perceptions of using currency notes, plastic money specifically, credit and debit cards and payment interfaces for everyday financial transactions. Plastic money and digital payments have revolutionized personal financial management by becoming a necessary component of today's financial environment. This study's main goal is to learn more about how students see and use different payment methods, as well as how it affects their financial behavior. The study uses primary data through questionnaire to collect information from a representative sample of students from Jain University. The study looks at a number of important factors, such as the benefits and drawbacks and students' views towards cash and cashless transactions, and their understanding of financial responsibility and debt management. This study sheds light on the attitudes and behavior of students about different types of money, which is an important information in the ever-changing field of personal finance. The findings highlight’s the significance of encouraging ethical money usage and improving financial literacy among students.

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