DIGITAL FINANCIAL INCLUSION: EMERGING DIMENSIONS IN INDIA

Commerce

Digital Financial Inclusion is a multidimensional approach and a cornerstone of a developing country like India for reached finance at a lower level of society through technology. It is a critical part of the development process and economic growth of India. Therefore, the present study focused on, understanding the concept of digital financial inclusion, to identify identifying the emerging dimensions of digital financial inclusion, and analyzing the dimensions that measure, and analyzing the dimensions that measure the level of digital financial inclusion in India. Methodology: The present study is based on descriptive research with the collection of secondary data in graphical presentation from various websites like RBI, World Bank, Digital Financial inclusion report, etc. Dimensions of digital financial inclusion considered digital transactions, access to digital finance, usage of financial services, and four layers of India stack. The conclusion of the present study is due to technology up-gradation it helps to enhance digital financial inclusion at the lower level of the society through debit and credit cards, digital payment systems, E-banking systems, retail banking in India leads to increase the use of financial services and boost up of living standard of people, Govt. initiative of digital India drastically encourage and enhance the use of digital technology and improve the digital financial inclusion also.

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