AN ANALYSIS OF CREDIT FACILITIES WITH REFERENCE TO CANARA BANK

MBA

The project report entitled “An analysis of Credit Facilities with reference to Canara Bank, Velachery”. Credit is contractual agreement in which a borrower receives something of value and agrees to repay the lender at some later date with consideration, generally with interest. Credit also refers to an accounting entry that either decrease assets or increase liabilities and equity on the bank balance sheet. It is based on customer’s expectation on their bankers to provide them with loans and advances to make up any short fall in their funds requirement for transactional motive. By analytical research design and sources of data (i.e. secondary data collection of about 7 years of balance sheet, the research project is carried out in Canara Bank. The objective of the study is to identify the different types of loans provided by the Canara Bank. To examine the profitable loans among different loans and also find the outstanding amount for loan schemes provided by the bank. To compare different schemes and find the best out of available credit schemes. Also to suggest some remedial measures to be taken for improving credit facilities by the Canara Bank. The research studies like the present on may help the bank to re-orient its strategy related to loans, deposits and provide different services. The research involves in ratio and trend analysis for their analysis of credit facilities in Canara Bank. Through the analysis, the management shall easily take decisions showing in its report how utilization of available capacity will lead to increase in profit.

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.