Mahila Samridhi Yojana: A Socio-Personal and Socio-Economic Study of Rural Women of Gwalior District of Madhya Pradesh

SOCIAL SCIENCES

Women play pivotal role in rural development in developing countries, among the poor, rural women are the poorest and more venerable. With the objective of providing economics security to the rural women and to encourage, the saving habit among them, NMDF introduced the scheme of Mahila Samridhi Yojana on 2nd October 1993 which Links Micro-credit to the women after training. The objective of this study was too study Socio-Personal and Socio-Economic Characteristics of beneficiaries of MSY where the Mahila Samridhi Yojana has been carried out in the past and is still in operation. The study was conducted in Morar block of Gwalior district. The district comprises of 4 blocks namely- Morar, Ghatigaon, Dabra, Bhitarwar. Three Villages of each block were selected purposively. Total twelve villages were selected for collection of primary data under study. Twenty five rural women of each village were selected randomly for the study. Thus the total 300 rural women were selected for the purpose. It was find in study that Majority of the beneficiary respondents had medium to big size of family.Majority of the beneficiary respondents had nuclear family. Most of the respondents had poor family background. Majority of the respondents had medium participation in social activities. Majority of the respondents engaged in farming as a main occupation. Majority of the rural women had marginal to small land holding. Maximum of the rural women had moderate credit orientation. Maximum number of the rural women was in medium to high extension participation category. Majority of the rural women were in favorable category regarding attitude towards Govt. Schemes. More than half of the rural women were having medium knowledge about Mahila Samridhi Yojana.

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