Determinants of Commercial Bank Performance in Cambodia: A Financial Metrics Analysis

Kong Chantha; Kol Sovanvatthana; Chann Kimsour; Sen Kimlang; Yut Channy; Soeun Sotheavy; Thoeng Sotheara

Determinants of Commercial Bank Performance in Cambodia: A Financial Metrics Analysis

August 2024

Vol-10, Issue-4

Paper ID: 24809

ISSN: 2395-4396

Downloads: 0

Abstract & Details

Research Area

Business

Keywords

Commercial Bank Performance Financial Metrics Analysis Non-Performing Loans (NPLs) Total Assets (TA) Total Equity (TE) Deposits (DP) Total Loans Net Income

Abstract

This study, "Determinants of Commercial Bank Performance in Cambodia: A Financial Metrics Analysis," examines how key financial metrics influence the performance of commercial banks in Cambodia. Utilizing annual data from 2023 provided by the National Bank of Cambodia, the study analyzes 59 commercial banks through multiple regression analysis. The findings reveal that an increase in Non-Performing Loans (NPLs) significantly decreases Net Income, while Total Assets (TA) shows a marginally negative impact. Conversely, Total Equity (TE) and Deposits (DP) positively and significantly affect Net Income. Total Loans demonstrate a marginally positive effect on profitability. These results emphasize the importance of effective NPL management, careful control of asset growth, maintaining robust capital reserves, fostering a strong deposit base, and implementing prudent loan risk management practices to enhance the financial performance of commercial banks in Cambodia.

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Author Information

#	Name	Institute / Affiliation
1	Kong Chantha	Build Bright University, Faculty of Business, Cambodia
2	Kol Sovanvatthana	Build Bright University, Faculty of Business, Cambodia
3	Chann Kimsour	Build Bright University, Faculty of Business, Cambodia
4	Sen Kimlang	Build Bright University, Faculty of Business, Cambodia
5	Yut Channy	Build Bright University, Faculty of Business, Cambodia
6	Soeun Sotheavy	Build Bright University, Faculty of Business, Cambodia
7	Thoeng Sotheara	Build Bright University, Faculty of Business, Cambodia

How to Cite

Use the following formats to cite this article in your research.

APA Style

Chantha, Kong, Sovanvatthana, Kol, Kimsour, Chann, Kimlang, Sen, Channy, Yut, Sotheavy, Soeun, & Sotheara, Thoeng (2024). Determinants of Commercial Bank Performance in Cambodia: A Financial Metrics Analysis. International Journal of Advance Research and Innovative Ideas In Education, 10(4), 2686-2695.

MLA Style

Chantha, Kong, et al. "Determinants of Commercial Bank Performance in Cambodia: A Financial Metrics Analysis." International Journal of Advance Research and Innovative Ideas In Education, vol. 10, no. 4, 2024, pp. 2686-2695.

IEEE Style

Kong Chantha, Kol Sovanvatthana, Chann Kimsour, Sen Kimlang, Yut Channy, Soeun Sotheavy, and Thoeng Sotheara, "Determinants of Commercial Bank Performance in Cambodia: A Financial Metrics Analysis," International Journal of Advance Research and Innovative Ideas In Education, vol. 10, no. 4, pp. 2686-2695, 2024.

Vancouver Style

Chantha Kong, Sovanvatthana Kol, Kimsour Chann, Kimlang Sen, Channy Yut, Sotheavy Soeun, et al. Determinants of Commercial Bank Performance in Cambodia: A Financial Metrics Analysis. International Journal of Advance Research and Innovative Ideas In Education. 2024;10(4):2686-2695.

Harvard Style

Chantha, Kong, Sovanvatthana, Kol, Kimsour, Chann, Kimlang, Sen, Channy, Yut, Sotheavy, Soeun, & Sotheara, Thoeng (2024) 'Determinants of Commercial Bank Performance in Cambodia: A Financial Metrics Analysis', International Journal of Advance Research and Innovative Ideas In Education, 10(4), pp. 2686-2695.

Chicago Style

Chantha, Kong, et al. "Determinants of Commercial Bank Performance in Cambodia: A Financial Metrics Analysis." International Journal of Advance Research and Innovative Ideas In Education 10, no. 4 (2024): 2686-2695.

Turabian Style

Chantha, Kong, et al. "Determinants of Commercial Bank Performance in Cambodia: A Financial Metrics Analysis." International Journal of Advance Research and Innovative Ideas In Education 10, no. 4 (2024): 2686-2695.