Three Tier OTP Generation for Secure Banking Applications

April 2019
Vol-5, Issue-2
Paper ID: 10000
ISSN: 2395-4396
Downloads: 0

Abstract & Details

Research Area
Computer Engineering
Keywords
Encryption Decryption OTP AES Algorithm Security Application Division.
Abstract
New method describe the methods of how the two stage authentication is implemented using Message OTP or mail OTP generated by phone One Time Password to make secure user of customer accounts during various transactions. The proposed process gives the us the guarantees of authenticating online banking features are secured and also this method can be useful for various e-shopping scenarios as well as ATMs. Authentication and private key generation securely over insecure channel is a big factor. If One time password(OTP) is generated from the server and it get to the user but if OTP get hacked over network then that transaction may be done by the hacker so as a banker or application owner we have to send secure OTP to banking customer or user. Our system explains three level security for the OTP while doing transactions. The whole transaction is based on public key and private key as well as with advanced encryption standard (AES).
License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Author Information

# Name Institute / Affiliation
1 Pranjal Rajendra Hole JSPM's Jayawantrao Sawant College of Engineering
2 Renuka Rajendra Mhetre JSPM's Jayawantrao Sawant College of Engineering
3 Manali Pravin Gujar JSPM's Jayawantrao Sawant College of Engineering
4 Mayawati Ashok Kalewar JSPM's Jayawantrao Sawant College of Engineering
5 Prof. M.D. Ingle JSPM's Jayawantrao Sawant College of Engineering

How to Cite

Use the following formats to cite this article in your research.

APA Style
Hole, Pranjal Rajendra, Mhetre, Renuka Rajendra, Gujar, Manali Pravin, Kalewar, Mayawati Ashok, & Ingle, Prof. M.D. (2019). Three Tier OTP Generation for Secure Banking Applications. International Journal of Advance Research and Innovative Ideas In Education, 5(2), 2174-2180.
MLA Style
Hole, Pranjal Rajendra, et al. "Three Tier OTP Generation for Secure Banking Applications." International Journal of Advance Research and Innovative Ideas In Education, vol. 5, no. 2, 2019, pp. 2174-2180.
IEEE Style
Pranjal Rajendra Hole, Renuka Rajendra Mhetre, Manali Pravin Gujar, Mayawati Ashok Kalewar, and Prof. M.D. Ingle, "Three Tier OTP Generation for Secure Banking Applications," International Journal of Advance Research and Innovative Ideas In Education, vol. 5, no. 2, pp. 2174-2180, 2019.
Vancouver Style
Hole Pranjal Rajendra, Mhetre Renuka Rajendra, Gujar Manali Pravin, Kalewar Mayawati Ashok, Ingle Prof. M.D.. Three Tier OTP Generation for Secure Banking Applications. International Journal of Advance Research and Innovative Ideas In Education. 2019;5(2):2174-2180.
Harvard Style
Hole, Pranjal Rajendra, Mhetre, Renuka Rajendra, Gujar, Manali Pravin, Kalewar, Mayawati Ashok, & Ingle, Prof. M.D. (2019) 'Three Tier OTP Generation for Secure Banking Applications', International Journal of Advance Research and Innovative Ideas In Education, 5(2), pp. 2174-2180.
Chicago Style
Hole, Pranjal Rajendra, et al. "Three Tier OTP Generation for Secure Banking Applications." International Journal of Advance Research and Innovative Ideas In Education 5, no. 2 (2019): 2174-2180.
Turabian Style
Hole, Pranjal Rajendra, et al. "Three Tier OTP Generation for Secure Banking Applications." International Journal of Advance Research and Innovative Ideas In Education 5, no. 2 (2019): 2174-2180.

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