IMPACT OF MICRO-FINANCE SERVICE ON RURAL WOMEN EMPOWERMENT: AN EMPIRICAL STUDY

Economics

This study basically attempts to analyze the impact of microfinance services in empowering the rural women. The study is also meant to obtain insights regarding factors empowering rural women through microfinance services and which factors influences. For that, 63 respondents out of 86 questionnaires yielding a response rate of 73.25% residing in rural areas of Nyamathi taluk, Davanagere district, Karnataka state are approached with structured questionnaire by following a non-probabilistic convenience sampling technique. After computing the reliability X2 Chi-square was used to test hypotheses. The limitation of the study relates to the population of rural women only used for the study, which limits the generalizability of the findings. The findings of the study are likely to be important to microfinance institutions, govt. and NGOs in designing policy to empower rural women socially and economically. This study makes the valuable contribution by providing a base to the microfinance institutions for strengthening and expanding their support to rural poor women.

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