Study of Investment Avenues available to Investors in Educational Institution

Information Technology

Second National Level Interdisciplinary Seminar on "Exploring Emerging Trends and Innovation in Research in Commerce, Science & Technology, Humanities and Social Sciences”

How and where the people invest their hard earn money is an important decision. Investment is the application of money for earning more money. The investment basically refers to the buying of financial product or any value item with anticipation that positive returns will be received in future. People are earning, but they do not know where, when and how to invest their funds or money earned by them. A proper understanding of money, its value, the available investment avenues, the rate of return/risk etc. are very important to successfully manage ones finance for achieving future goals. The study basically focuses on various investment avenues available and what factors are considered for making an investment. The study is based on survey conducted through structured questionnaire on 75 individual investors of Sonopant Dandekar College, Palghar (Teaching and Non-teaching Staff). This study led to the conclude that many people are not ready to take risk for their funds they prefer to make investment in Bank Deposits, Post office saving Schemes, etc. and many people are not aware about how to make an investment in the shares.

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