Secure Financial Transactions in Cloud Banking with Blockchain and Homomorphic Encryption

Subramanyam Boyapati; Karthick.M

Secure Financial Transactions in Cloud Banking with Blockchain and Homomorphic Encryption

May 2025

Vol-7, Issue-2

Paper ID: 26767

ISSN: 2395-4396

Downloads: 0

Abstract & Details

Research Area

Financial

Keywords

Cloud Banking Secure Financial Transactions Blockchain Homomorphic Encryption Capsule Networks (CapsNets) Fraud Detection Cloud-Based Processing Privacy-Preserving Computation Machine Learning in Finance Financial Security

Abstract

The emergence of cloud banking has provided additional security threats like data breaches and fraud. This work suggests a hybrid approach integrating Homomorphic Encryption, Blockchain, Capsule Networks (CapsNets), and Cloud-Based Processing for improving transaction security, integrity, and fraud detection. Homomorphic encryption provides privacy, blockchain provides transaction integrity, and CapsNets enhance fraud detection accuracy. Cloud-based processing improves scalability and efficiency. Experimental performance demonstrates 96.21% accuracy and 96.98% precision in identifying fraud, with low computational overhead. The proposed model offers a highly scalable, secure, and robust solution for financial transactions. Potential future work involves federated learning as well as quantum-resistant encryption.

License

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Author Information

#	Name	Institute / Affiliation
1	Subramanyam Boyapati	American Express, Arizona, USA
2	Karthick.M	Nandha College of Technology, Erode

How to Cite

Use the following formats to cite this article in your research.

APA Style

Boyapati, Subramanyam & Karthick.M (2025). Secure Financial Transactions in Cloud Banking with Blockchain and Homomorphic Encryption. International Journal of Advance Research and Innovative Ideas In Education, 7(2), 1794-1806.

MLA Style

Boyapati, Subramanyam, and Karthick.M. "Secure Financial Transactions in Cloud Banking with Blockchain and Homomorphic Encryption." International Journal of Advance Research and Innovative Ideas In Education, vol. 7, no. 2, 2025, pp. 1794-1806.

IEEE Style

Subramanyam Boyapati and Karthick.M, "Secure Financial Transactions in Cloud Banking with Blockchain and Homomorphic Encryption," International Journal of Advance Research and Innovative Ideas In Education, vol. 7, no. 2, pp. 1794-1806, 2025.

Vancouver Style

Boyapati Subramanyam, Karthick.M. Secure Financial Transactions in Cloud Banking with Blockchain and Homomorphic Encryption. International Journal of Advance Research and Innovative Ideas In Education. 2025;7(2):1794-1806.

Harvard Style

Boyapati, Subramanyam & Karthick.M (2025) 'Secure Financial Transactions in Cloud Banking with Blockchain and Homomorphic Encryption', International Journal of Advance Research and Innovative Ideas In Education, 7(2), pp. 1794-1806.

Chicago Style

Boyapati, Subramanyam and Karthick.M. "Secure Financial Transactions in Cloud Banking with Blockchain and Homomorphic Encryption." International Journal of Advance Research and Innovative Ideas In Education 7, no. 2 (2025): 1794-1806.

Turabian Style

Boyapati, Subramanyam and Karthick.M. "Secure Financial Transactions in Cloud Banking with Blockchain and Homomorphic Encryption." International Journal of Advance Research and Innovative Ideas In Education 7, no. 2 (2025): 1794-1806.