THE INFLUENCE OF NON-PERFORMING FINANCING (NPF), CAPITAL ADEQUACY RATIO (CAR) AND FINANCING DEBT RATIO (FDR) ON RETURN ON EQUITY (ROE) AND ITS IMPLICATION ON MICRO SYARIA FINANCIAL INSTITUTION POLICY IN INDONESIA - Nursantika, Siti; Husen, Indra Mochamad (International Journal of Advance Research and Innovative Ideas In Education, 2024)